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The connection between business intelligence and human decision making in development of better systems of risk management of both onshore and offshore banking transactions is the formidable basis from which all security logic flows. The emergence of risk management solution (RMS) in the form of banking software and collateral management systems (CMS) to administer those processes and recovery in case of infrastructural peril is the less told story in the global financial sector.

Risk is an inevitable factor as financial institutions seek to attribute firm-level and environment-level 'push' factors in their decisions to secondary business services administration. Banking software and CMS in service to financial institutions are often administered by external IT specialists. There are of course, great risks to such a competitive advantage. As offshore financial institutions seek to promote cost-cutting 'risk gap' between home and host countries increases exponentially.

The integration of cyberspace and commercial finance activities in the Cayman Islands and the Bahamas reveals a case study in site specific issues that must be addressed in conducting IT administration business with offshore financial institutions. Obstacles to risk free administration of transactions include: money laundering, sovereign rules, regulation and trust. UK financial institutions have long engaged in these challenges, yet as management of banking record is exported, control over exigencies decreases.

If the onshore banking sector must create more transparency in offshore financial relations, much of the solution to this lays in the development of adequate systems of risk management solution; software and collateral management systems to support information flows. Knowledge control is the last outpost in secure transactions as capitalisation becomes more reliant on outsourcing of IT services in general.

Analyses of IT systemisation in the channel operations of offshore customer entities offers relevant lessons learned to the banking industry as it attempts to extend risk management systems all along the value chain. Security of client accounts is of 'high value' to the point that the entire chain of operations is normally subject to regulation. This is not always so in offshore contexts, so the uneven compliance to sector recommendations may not be met.

UK banking institutions are primarily matrix organisations. Risk management approaches to software development in financial institutions benefit from identification and of solutions to the myriad of SAP challenges that occur in those platforms. Cost, statistical analysis of services and other related factors are addressed, as well as risk probability in trading in order to design and execute a 'total' systems approach to development of in suite technologies.

Risk management solutions in software and CMS are artefacts to the evolution of the global financial sector and its reconsideration of the nature of global flows of capital and transformational shifts in technology and application in the wake of a now several year old international crises in transparency.

Casino simulations used by the banking industry leave out the information aspect of human intelligence where inconsistent to standards of data management. The best methods employed in financial risk management should be 'legible' as they are service oriented so that decision models, timing and calculated performance according to cost-risk projections. Only then will transparency in global finance be realised.