Monday, December 1, 2014


If you're a student or young adult who has never owned a car before, there are a few factors to consider before you make this important purchase. One problem that you may run up against is not having any credit history. While having no credit is better than having bad credit, it's still something that can be held against you by lenders. For those who are living in the Kansas City area, you can visit a Kansas City no credit check auto sales dealership. This is a way to get financing for your first car when you need it most. Having a vehicle in the Kansas City area is a good idea, because it is spread out over 15 counties, including Johnson County, and has a population of over 2 million residents.

Buying a car is a good way to get you around, whether you need to get to work, school, or a friend's house. By visiting a Kansas City no credit check auto sales center, you can peruse your options without worrying about being denied due to your lack of credit history. However, you will need to qualify for financing based on some other criteria. For example, you will either need to have your own form of employment or your parents will need to offer their financial details. You will also need to submit a valid driver's license, and your insurance papers.

With this in mind, it's a good idea to think about the type of car you want before you visit the Kansas City no credit check auto sales dealership. Think about the size and model of car that will best fit your lifestyle. If you're going to be using this car only for yourself, you could choose a smaller car, while if it's going to be shared with your family, you'll want something larger. If you plan on taking the car to college, you might want to choose a car that has enough storage to pack up your belongings.

The area where you will be driving your car can also influence the best type to choose from a Kansas City no credit check auto sales dealer. If you're going to be driving only on the highways, you will want a good cruiser that can handle high winds. For driving around Kansas City, it's a good idea to choose a hatchback or other smaller car that can zip in and out of traffic. These are just a few of the practicalities to think about when you are establishing credit and purchasing something as important as your first car.

Saturday, November 29, 2014


Planet Wealth is an independent investment company that is run by a group of private investors who have a long history of experience and success with stock market investing. Many people are under the impression that most investment services like planet wealth are a scam, so I decided to do some homework on planet wealth to find out whether or not they were in fact a scam or actually offered a reliable investment service. Over the past year, I have researched the planet wealth trades and results, and 3 months ago I joined the "Renting Australian Shares" subscription service which has enabled me to gain a good overall picture of how planet wealth operates.

How Does The Planet Wealth Service Work

The planet wealth professional traders use six stock market strategies for investing. Planet wealth traders actually invest their own money and trade in all of these six strategies, which I believe really says something for the honesty of any investment company... any company who does not actually invest their own money in the strategies they are providing to members is more than likely a scam in my opinion, planet wealth walk the walk so to speak.

When you join one or more of these six strategies, every time planet wealth traders identify and place a trade on their own account, you will be sent these trade details by SMS and Email immediately. It is then your choice to place the same trade using your stock broker. If you do not have your own broker, planet wealth will provide you with a list of their recommended brokers, which I would strongly suggest doing, as these brokers know the exact trade that planet wealth have just placed, and you can basically tell them to copy the same trade.

Alternatively, you can use a free service provided by planet wealth called Auto-Trader. This service is a great option for people who wish to have their stock portfolios placed on virtual auto-pilot. The way it works is this... When you join up with the planet wealth stockbroker who runs the auto-trader service, simply let the stockbroker know that you would like to use the auto-trader service with your account. When planet wealth traders place a trade on their own account, this trade will automatically be placed on your account at the same time. This effectively means that you are placing the same trades as some of the most experienced traders in the world without actually having to lift a finger... sound too good to be true? I can guarantee from experience that this is no scam, this service is 100% free with your subscription to any of the six strategies. Each strategy will only cost you US per month, and you can join one or more strategies.

The Planet Wealth Strategies

Renting Australian Shares Strategy - Focuses on creating a consistent monthly income by renting out the shares we own on a monthly basis, while having our capital insured at around 80%.

Renting US Stocks Strategy - Basically the same as the Australian strategy, but requires a smaller amount of capital, due to the minimum amount of stocks required to purchase... 100 stocks in the US, compared to 1000 shares in Australia.

Share Purchase Plan Strategy - This is a strategy not widely known, or used by the majority of investors. This strategy can produce some very profitable results and is designed to make regular income, with very limited risk using a small amount of capital.

Protected Equity Strategy - With this strategy our risk is "fixed" with every trade while the profit potential is unlimited. The beauty of this strategy is that we use the leverage of 100% finance to buy our stocks. All stocks are then insured which guarantees we cannot lose money from a share price drop.

Options Spread Strategy - This strategy has a fixed risk & fixed return for every trade. The minimum target 'Return on Risk' is 40% per trade, and it is common to see returns for successful trades in the 60-90% range.

US Option Trading Strategy - This strategy has a reasonably high risk factor, but can produce some massive profits. Only a small bank is required which makes this strategy a great diversifier for your portfolio.

After being a member of planet wealth for a number of months, and analysing their trades and results for the past 12 months, I can genuinely say that I do not believe planet wealth is a scam of any kind. I have always received fast replies to any questions I have asked, and they seem like a company who stand behind their product. My personal results have made me truly excited about my future in stock market investing, as I now use the same trades the professionals are placing, and I no longer have to leave my investing choices up to pure chance, luck or hope.

If you use the auto-trader service with any strategy for 12 months and fail to make more profit than you have paid in subscription fees, planet wealth will refund 100% of your subscription fees without question. This in itself proves very well that that Planet Wealth is not a scam.

Thursday, November 27, 2014


The Olmedilla Photovoltaic (PV) Park in Spain is the largest Solar Power plant in the world. Similarly the other largest solar PV plants are also located in Europe.

The demand for Solar Power in the United States is swelling even with an economic recession in the background. The main reasons that can be attributed to this growth are:

Financial incentives from government
Simplification of credit accessibility
Improvement in recognition of environmental benefits in the public

Even though the largest Solar Power plants are not in the US, but the under-construction projects in New Mexico and California are expected to balance out the dominance of Europe in a few years.

Worlds Largest Solar Plants

1. Olmedilla Photovoltaic (PV) Park in Spain

This solar plant has more than 160,000 flat solar PV panels that generate over 60 MW of electricity in a day. This plant was constructed within 15 months at a staggering cost of 0 million. The panels used are of the conventional type, made from silicon, expensive and heavy.

2. Puertollano PV Park in Spain

The Puertollano solar plant generates around 50 MW of Solar Power in a day. It produces enough power to meet the electricity requirement of 39,000 average households. And, the energy generated by it in 25 years would offset more than 2 million tons of carbon dioxide.

3. Moura PV Power Station in Portugal

The Moura solar plant was built at a cost of 250 million in two phases. It generates 46 MW of electricity on a good sunny day with its more than 375,000 panels. The plant is spread across an area of more than 320 acres and produces 88 Giga-Watt Hour of electricity in a year.

4. Waldpolenz Solar Park in Germany

This solar plant is the largest thin-film solar plant in the world. It is constructed in a military air base and has a total Solar Power generation capacity of 40 MW. The plant has more than 0.55 million thin-film panels that generate around 40,000 MWh of power in a year. It is built at a total investment of around 130 million.

5. Arnedo Solar Plant in Spain

The fifth largest Solar Power plant in the world is the Arnedo plant that has an annually electricity generation capacity of 34 GWh. It can power more than 12,000 average-sized households and offset 375,000 tons of carbon dioxide during its lifetime.

This plant is spread across 70 Hectares and has more than 170,000 solar panels. It was built at an investment of 180 million and currently it is meeting 62% of the electricity requirement of La Rioja, a wine producing region in Spain.

Thursday, November 20, 2014


As you know Vimax is among the most effective male enhancement pills for men to enhance their sexual performance on bed. Vimax results tell that customers gained up to 4 inches in length and 24% in girth, which result in greater self confidence because of better performance. You can buy Vimax pills online via their official website. PillsExpert is the company that developed this product since 2000 and its population has been increasing every day due to the best results and high-end and quality product. The manufacturer of this product claimed that your overall sex drive will improve by taking Vimax pills for 6 months. You will notice the change during the first few weeks but the full effect takes place in sex months.

You can only buy Vimax pills via their official website or by phone. You cannot find the product at stores like Wal-Mark, CVS, etc. If you find the Vimax pills somewhere else, you may end up buying the scam products. There are some male enhancement reviews sites that tell about this product. When you enter your credit card information online, the URL must contains VimaxPills. There are some Vimax scams online but will disappear very soon. If you receive spam e-mails advertising about Vimax male enlargement pills, you know for sure they are fake Vimax pills. Vimax will never advertise their product via such spam e-mails. The company thinks that if the customers like them, they will come back without sending an email.

Vimax results are the increase in the penis size both length and girth, stronger and harder erections as the more blood flow to the penis area, longer lasting in bed, and no more premature ejaculation. It is the solution for men who are quietly suffering about small penis which lead to unsatisfactory performance. In other words, your woman will not attain an orgasm with your too small, soft, or short penis. Your little cannot touch most of the sensitive area of her vaginal, she cannot reach an orgasm. She is not satisfied and as a result, she will be seeing someone else. Thousands of relationships are broken up because of this. So, you need to save your relationship when you still have a chance.

Vimax pills are the best penile enlargement pills that really work. Vimax is all-natural since it is made of 100% herbal ingredients. Each Vimax pill is formulated by the correct blend of herbs to make sure it delivers the maximum results. Studies have shown that many positive testimonials from users who have gained up to 3-4 inches in length and 25% in girth.

It is no doubt that Vimax is the only solution to help you get bigger and stronger erections that will result in better sexual performance and greater self-esteem and self-confidence in bed. It is not only for you but also for your woman. Since its ingredients are all-natural, Vimax side effects are none. With 60 day money back guarantee, you have everything to gain.

Tuesday, November 18, 2014


There are so many good reasons to find the time to exercise, but the expense of it often keeps people from it,especially when financial difficulties lead to an auto title loan. However, exercise doesn't necessarily force you to spend excessively.

Numerous exercises can be done with no equipment and don't require a gym membership. If you're just starting out, go for a 30-minute walk. If you want more of a workout, you can go jogging instead.

If you have a dog, take it along with you. A dog that starts to look forward to a daily walk or job will help you stay motivated to exercise.

If weather is an issue, you can still do aerobic exercise at home. One way is with a video game system with motion sensing controllers. These have numerous games that require you to move to do the game and exercise in the process. This could be playing a sport such as tennis or racquetball, dancing, or even jogging in place while you view animated scenes to entertain your mind.

You can even get exercise equipment to use at home without spending big bucks. Ask friends and family for equipment they aren't using. They may allow you to borrow the equipment or sell it to you for a low price. If this doesn't help you, you always can look at yard sales or online for used equipment that you can afford.

Weight training also can be done at home at little expense. One of the best weights to use to train with is your own body. You can do exercises such as push-ups, crunches and pull-ups that use your own body and gravity to build up muscle strength and trim fat.

If you are set on using actual weights to train with, you can be creative in making your own weights, especially if you don't need that much weight. For example, two buckets of water hung on both ends of an old broom handle can make a decent barbell to do curls with.

Elastic bands are often used for resistance training. These are often more affordable than traditional weights, but you can even make your own by using bungee cords or even using several large rubber bands.

If you feel that you need a video to help you start an exercise regimen, explore your local library and see if it has exercise videos that you can check out. Also, you can search online for free videos as well.

The best type of free exercise at home is productive exercise. Doing your own yard work can be great exercise, especially if your lawn mower has to be pushed and you collect the grass clippings. Pushing an old vacuum cleaner over your carpet can have its physical benefits as well.

Spending time with your significant other also can be inexpensive exercise. Dancing is a great aerobic exercise. You can even do it at home. Just clear a space and turn on a stereo. Of course, being intimate has many physical benefits.

Be creative in how you exercise so you don't have to spend a lot of money. That way you won't get stuck in the auto title loan cycle.

Sunday, November 9, 2014


When thinking about leasing a car, a lot of people ask themselves one question: Should I lease, rent, or buy?

Leasing, buying, and renting a car are all very different processes. Car leases and purchases are both methods of auto financing - with leasing, you're paying to drive the vehicle for a certain amount of time (often two or three years), whereas buying entitles you to actually own the vehicle.

Cars leasing is advantageous to drivers that prefer new vehicles, are unsure of their long-term vehicle needs, and/or do not want to deal with the hassle of selling their cars later on. Alternatively, buying is perfect for drivers who are more concerned with long-term costs and needs.

Renting a car is something different altogether. Unlike buying and leasing, whose costs are largely determined by set factors such as the vehicle's market value and expected depreciation, rental expenses do not follow a definite formula. Thus, renting a car is generally not cost-effective, and is only recommended for short term use (less than one year - ideally just a couple of days).

If you've decided to lease new cars, you might think you're done asking yourself questions, but here's one more to consider: Do I want closed-end or open-end car lease deals? Open- and closed-end leases are the two primary types of car leasing deals. Closed-end leases are more financially beneficial to the lessee, while open-end leases protect the leasing company.

Before going any further, it's important to remember one important concept of leasing a car: residual value. In car leases, a vehicle's residual value represents its predicted worth at the end of the lease. A ,000 car with a 50% residual percentage after 24 months, for example, would have a residual value of ,000. In this case, the lessee would agree to pay the difference - ,000 - plus the appropriate fees.

To predict a car's residual value, car leasing companies look at the history of the vehicle's make and model, in addition to factoring in the duration of the lease and the expected mileage. Therefore, the residual is an estimation - not a sure thing - meaning that at the end of the lease the vehicle could be worth more or less than anticipated.

Now, let's discuss the difference between open- and closed-end leases. Closed-end car lease deals are also known as "walk-away" leases, because they allow the lessee to simply walk away at the end of the lease, regardless of the car's actual value. The lessee will only have to pay for damages and/or extra mileage as stipulated in the contract. In an open-end lease, however, the lessee must cover the difference between the final worth and the forecasted residual.

Let's consider the ,000 New York lease mentioned above. Although the residual value after 24 months is ,000, it's possible that the car will be worth a lesser amount, such as ,000. In this case, the vehicle's worth will have decreased by ,000, even though the initial lease was only set for ,000. In a closed-end lease, the Brooklyn cars leasing company absorbs this cost, however open-end leases require the lessee to pay for the extra ,000 of depreciation.

What about if the car is worth more than expected at the end of the lease? In closed-end car leasing deals, the lessee can choose to purchase the vehicle at the residual price (as long as the contract included an option to buy). So, if the car wound up worth ,000, the lessee could buy the vehicle for ,000, then sell it for ,000 to profit.

Friday, November 7, 2014


When a customer at the bank gets a hold of a statement in through the mail, the statement lists out all the transactions happened during previous month. The transactions include both incoming and outgoing, tallying up to a final sum which is indicated as the up-to-date account balance for the benefit of the customer. Without the benefit of the statement, the customer would be much more in the dark more with respect to the contents of the account. With the statement in hand the customer knows details such as the dollar value spent, the size of the income, and the present state of the account.

The fact of the matter is that this information becomes outdated almost immediately as the customer starts to use money. A simple ATM withdrawal means the account balance is not reflected in the monthly statement. The way to make sure one knows the state of finances even between statements is known as "bank reconciliation". The device to help one do so is the checkbook register - which is simply a little sheet of paper that is used for recording transactions.

What is the importance keeping track of this money? The larger fraction of bank customers have come up against deep reasons to do so. Indeed, whenever a check is issued with a value higher than the level of money in the account, two things happen. The check may not go through incurring a bounced check fee, or the check goes through because the bank covers it temporarily triggering an overdraft fee. In both cases there is a serious negative consequence.

The types of transactions are many. Monthly car payments by way of check can result in a penalty if there are not enough funds on the day the payment is being cashed.

Personal checkbook registers impedes the rotten luck of such errors occuring. For people who have trouble managing their finances but also find maintaining a checkbook register too burdensome, there are electronic alternatives which are faster and easier to use. These are merely calculator-like devices that can easily be carried around. They have special entry keys for the different kinds of transactions one might encounter related to the checking account.

Very recently the U.S. Senate implemented a series of consumer-friendly finance rules relating to how banks charge overdraft fees (this fee is incurred whenever a bank steps in and pads a customer's account whether or not the customer wants it). Basically a bank must ask a customer to opt-in to their overdraft fee program. However, the flip side is that without the overdraft fee, checks will bounce and cause other kinds of trouble. Therefore, it is still best to keep finances in check with devices like the checkbook register.